Access the 2025 Financial Stress Index Resources 


 

The results of the eighth Financial Stress Index reveal that while financial stress continues to rise year over year, Canadians who seek professional help with their finances are feeling increasingly hopeful about their financial futures. 

 

FP Canada publishes the annual Financial Stress Index to gain insight into factors causing Canadians financial stress—and the extent to which CFP® professionals and QAFP® professionals are helping them improve their financial well-being. 

 

 

Key Findings

Money remains the top source of stress for Canadians. This year’s numbers represent a steady increase over the past five years, from 38% in 2021 to 42% in 2025.

  • Nearly half (49%) of Canadians still lose sleep over financial stress, but this number remains lower than it was at the height of the pandemic (51% in 2021). 
  • Over two-thirds (64%) say grocery prices is the top external factor that’s directly impacting their finance-related stress, and over half (54%) say the same of inflation. 

Canadians who work with a financial professional, such as a CFP professional or QAFP professional, are more likely to feel hopeful about their financial futures (50% felt hopeful in 2023, 56% in 2024, and 60% in 2025) than those who don’t (44% in 2023, and 48% in 2024 and 2025).

Here are a few more numbers to consider: 

  • Those who work with a financial professional are less likely to say money is their top source of stress than those who don’t (34% vs. 48%)  
  • Those who work with a financial professional are less likely to lose less sleep over financial worries than those who don’t (42% vs. 53%)  

 

 

2025 Financial Stress Index Resources  

Make the most of the survey findings with our collection of helpful insights and resources. 

See the Big Picture

Understand the whole story by viewing our press release or reading the survey report and analysis.

View the Press Release


Download the Survey Report

Find Deeper Insights

Read our latest article. You’ll learn how different generations view their finances, the financial goals of Canadians across age groups and the barriers they face, and how you can implement the survey findings in your practice.

Read the Article

Explore the Results Visually

Understand the survey results at a glance by downloading this infographic.

Download the Infographic



Start a Conversation on Social Media

Share the 2025 Financial Stress Index findings with your network to spread the word about the value of working toward financial well-being with a professional financial planner.

Here’s how to use the files once you download them:  

  1. Download the social posts for CFP professionals or QAFP professionals
  2. Open the ZIP files and select the Word document titled “FSI 2025 Social Posts.” 
  3. Select the social posts and corresponding images you would like to use. 
  4. Copy and paste your preferred posts and upload the images onto your social media platforms of choice.  

Explore Resources for Canadians

Visit the new Financial Stress Index page on our consumer website, where you can access and share articles with tips for managing financial stress.   

Receiving trusted advice from a CFP professional or QAFP professional can help you overcome any barriers to financial wellness you may face—and put you on the path toward financial well-being.  



Visit our Consumer Website