Direct Path to CFP® Certification

The Direct Path to CFP Certification offers a streamlined path to obtaining CFP certification for those who choose not to pursue QAFP certification first. For more information, please refer to the CFP Certification Policies.

Explore the steps below or click the diagram on the right to learn more about your path to certification.

CFP Path
6 Steps to CFP Certification

The Direct Path to CFP Certification begins when you enrol in an FP Canada-Approved Core Curriculum Program and FP Canada-Approved Advanced Curriculum Program, or a program that meets the curriculum requirements for Core and Advanced Curriculum. Concurrently or subsequently, you may enrol in the Introduction to Professional Ethics (IPE) course.

Following successful completion of the IPE course and FP Canada-Approved Core and Advanced Curriculum programs, you may enrol in the CFP Professional Education Program.

Upon completion, you will be eligible to write the CFP examination.

You may apply for CFP certification once you pass the CFP examination and complete three years of qualifying work experience.
To be eligible for CFP certification, applicants must hold a post-secondary degree from an accredited college or university. FP Canada will accept international degrees where there is supporting documentation establishing that the international degree is equivalent to a Canadian degree.
Candidates will be exempt from post-secondary education requirements if they passed the CFP examination prior to March 31, 2022, have more than 10 years of relevant work experience or have held QAFP certification for a minimum of five years and are a QAFP professional in good standing. For more information and additional transition provisions, please visit our post-secondary education requirements FAQ page.


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FP Canada-Approved Core Curriculum Program

Enrol in an FP Canada-Approved Core Curriculum Program or FP Canada-Approved Core + Advanced Curriculum Program. You may choose to complete this program before, at the same time, or after completing the FP Canada Institute™ IPE course.
Learn more about the Core Curriculum Program

Helpful Resources
CFP Certification Policies
Financial Planning Body of Knowledge

Find FP Canada-Approved Core Curriculum or Advanced Curriculum Program Providers 

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FP Canada-Approved Advanced Curriculum Program

Enrol in an FP Canada-Approved Advanced Curriculum Program. You may choose to complete this program before, at the same time, or after completing the IPE course.
Learn more about the Advanced Curriculum Program

Helpful Resources
CFP Certification Policies
Financial Planning Body of Knowledge
FP Canada Standards Council™ Competency Profile

Find FP Canada-Approved Advanced Curriculum Program Providers

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Introduction to Professional Ethics (IPE)

Enrol in the IPE course. You may choose to complete this course before, at the same time, or after completing FP Canada-Approved Core Curriculum and Advanced Curriculum Programs.
Learn more about the IPE course

Helpful Resources
CFP Certification Policies

Register Now

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CFP Professional Education Program

Enrol in the CFP Professional Education Program.
Learn more about the CFP Professional Education Program

Helpful Resources
CFP Certification Policies

Register Now

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CFP® Examination

Write the CFP examination. The CFP examination is a six-hour, computer-based exam consisting of a combination of stand-alone, multiple-choice (20%-30%), and case-based constructed-response (70%-80%) questions. The test specifications are published in the FP Canada Blueprint: CFP Examination. Each question on the exam focuses on specific elements of the FP Canada Standards Council™ Competency Profile and integrates several financial planning areas. The CFP exam is administered three times a year, can be taken in-person at a testing centre or via online proctoring and is available in English and French (on request).
Learn more about the CFP examination

Helpful Resources
CFP Exam Study Toolkit
FAQ: CFP Examination

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Apply for CFP® Certification

Once you have completed three years of qualifying work experience, you are ready to apply for CFP certification.

Note: A post-secondary degree is a requirement for CFP certification. For more information on exemptions and additional transition provisions, please visit our Learn more about post-secondary education requirements
Learn more about work experience requirements
Learn more about post-secondary education requirements

Helpful Resources
CFP Certification Policies
Standards of Professional Responsibility